Resources for Benefits, Insurance & Financial Decisions
Benefits, health insurance, Medicare, business protection, and financial protection decisions can be complex. Understanding your options is an important first step toward making informed decisions.
The NDS Benefit Consulting Resource Center provides educational information to help employers, business owners, individuals, and families better understand important benefits, insurance, healthcare, and financial protection topics.
Choose the resource area that best fits what you want to understand.
Employer Resources
Information for Employers & HR Professionals
Managing employee benefits involves balancing the needs of your workforce with coverage, cost, administration, communication, compliance, and organizational priorities.
Explore educational resources designed to help employers and HR professionals better understand benefits strategy, health plan funding, compliance considerations, open enrollment, employee education, and workplace wellness.
Topics Include
- Benefits Planning & Strategy
- Benefits Compliance
- Healthcare Costs & Funding
- Open Enrollment
- Employee Education & Communication
- Workplace Wellness
Business Owner Resources
Information for Protecting Your Business and Planning Ahead
Business owners often have financial responsibilities that extend beyond their personal finances. Employees, partners, customers, family members, and the future of the organization may all be affected by decisions involving protection, succession, key people, retirement, and ownership transitions.
Explore educational resources designed to help business owners identify important questions and understand areas that may deserve further consideration.
Topics Include
- Business Protection & Continuity
- Succession & Exit Planning
- Executive & Key Person Planning
- Retirement & Financial Wellness
Individual & Family Resources
Information for Your Health, Income & Financial Protection
Health insurance and financial protection decisions can affect your healthcare, income, family, and long-term financial security.
Explore educational resources designed to help individuals and families better understand health insurance, Medicare, life and income protection, long-term care, and retirement-related considerations.
Topics Include
- Understanding Health Insurance
- Medicare Education
- Life & Income Protection
- Long-Term Care Planning
- Retirement & Financial Wellness
Life Events & Decision Guides
Guidance for Decisions That Often Accompany Life Changes
Insurance, benefits, and financial priorities can change as your life changes.
Starting a business, changing jobs, getting married, growing a family, caring for aging parents, experiencing a health event, approaching retirement, selling a business, or planning a legacy can create new questions and responsibilities.
Our Life Events & Decision Guides are designed to help you identify important areas to review when circumstances change.
Topics Include
- Starting or Growing a Business
- Career & Employment Changes
- Marriage & Growing Your Family
- Caring for Aging Parents
- Health, Disability & Life Changes
- Retirement & Medicare
- Selling or Transitioning a Business
- Estate & Legacy Considerations
- Financial Wellness & Decision Making
Educational Resources From Trusted Sources
Official Information When You Need It
Some benefits, health insurance, Medicare, compliance, and retirement questions require current information directly from government agencies.
NDS provides selected links to official resources for additional educational information.
Health Insurance Marketplace
Find information about individual health insurance coverage and determine whether your state uses the federal Health Insurance Marketplace or a state-based marketplace.
Medicare
Access official information about Medicare eligibility, enrollment, coverage, costs, and Medicare options.
Employer Benefits & Compliance
Access official information regarding employer-sponsored health plans and benefits compliance.
Retirement Plans for Small Businesses & Self-Employed Individuals
Access IRS information about retirement plan options for small employers and self-employed individuals.
Need Help Determining Your Next Step?
Start With the Guidance That Fits Your Needs
Educational resources can help you understand your options. When you are ready to discuss your circumstances, choose the path that best fits your needs.
Employers
Tell us about your organization, workforce, current benefits, priorities, and concerns.
Business Owners
Start a conversation about your business, protection needs, and long-term priorities.
Individuals & Families
Tell us about your health coverage needs and circumstances so NDS can help identify the appropriate next steps.
Important Information
The information provided in the NDS Resource Center is for general educational purposes and is not intended as legal, tax, accounting, investment, or individualized financial advice.
Insurance availability, eligibility, plan features, costs, regulations, and other requirements may vary based on individual circumstances, location, carrier, plan, and applicable law.
Consult the appropriate qualified professionals regarding your specific circumstances.